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NEW QUESTION: 1
Which of the following statements are true:
I. Capital adequacy implies the ability of a firm to remain a going concern II. Regulatory capital and economic capital are identical as they target the same objectives III. The role of economic capital is to provide a buffer against expected losses IV. Conservative estimates of economic capital are based upon a confidence level of 100%
A. I and III
B. I, III and IV
C. I
D. III
Answer: C
Explanation:
Explanation
Statement I is true - capital adequacy indeed is a reference to the ability of the firm to stay a 'going concern'.
(Going concern is an accounting term that means the ability of the firm to continue in business without the stress of liquidation.) Statement II is not true because even though the stated objective of regulatory capital requirements is similar to the purposes for which economic capital is calculated, regulatory capital calculations are based upon a large number of ad-hoc estimates and parameters that are 'hard-coded' into regulation, while economic capital is generally calculated for internal purposes and uses an institution's own estimates and models. They are rarely identical.
Statement II is not true as the purpose of economic capital is to provide a buffer against unexpected losses.
Expected losses are covered by the P&L (or credit reserves), and not capital.
Statement IV is incorrect as even though economic capital may be calculated at very high confidence levels, that is never 100% which would require running a 'risk-free' business, which would mean there are no profits either. The level of confidence is set at a level which is an acceptable balance between the interests of the equity providers and the debt holders.
NEW QUESTION: 2
AzureでInfrastructure as a Service（IaaS）リソースをプロビジョニングする予定です。
どのリソースがIaaSの例ですか？
A. an Azure web app
B. an Azure logic app
C. an Azure virtual machine
D. an Azure SQL database
Answer: C
Explanation:
Explanation
An Azure virtual machine is an example of Infrastructure as a Service (IaaS).
Azure web app, Azure logic app and Azure SQL database are all examples of Platform as a Service (Paas).
https://azure.microsoft.com/en-gb/overview/what-is-iaas/
https://azure.microsoft.com/en-gb/overview/what-is-paas/
NEW QUESTION: 3
You are running an upgrade from Oracle Identity Manager PS2 to PS3. As part of the deployment of the workow orchestration service, you must set up two components from the system administration console.
Select the two system values to be changed (Choose two.)
A. set SOA Workflow Policies Enabled as TRUE
B. set Workflow Policies Enabled as TRUE
C. set Workflow Policies Disabled as FALSE
D. set SOA Workflow Enabled as TRUE
E. set Workflow Disabled as FALSE
F. set Workflow Enabled as TRUE
Answer: A,F
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